Rates
Rates effective September 4th, 2010 | Print
| Special Accounts | 0.25% | 0.25% |
| Holiday Club Accounts | 0.25% | 0.25% |
| IRA Share Accounts | 0.50% | 0.50% |
| Minimum balance to earn dividends on above is $5. | | |
| Power Savings Accounts | 0.75% | 0.75% |
| Minimum balance to earn quarterly dividends on above is $100. |
| 1.2.3 Checking | Rate | APY ¹ |
|---|
| Level 1: no minimum balance | 0.00% | 0.00% |
| Level 2: $500 - $1,999.99 | 0.25% | 0.25% |
Level 3: $2,000 - $20,000
$20,000.01 and up | 2.23%
0.25% | 2.25%
0.25% |
| For Level benefits and qualifiers click here |
¹ Annual Percentage Yield
| Share Certificate Rates* | Rate | APY ¹ |
|---|
| 6 Month Share Certificate | 0.90% | 0.90% |
| 12 Month Share Certificate | 1.05% | 1.06% |
| 24 Month Share Certificate | 1.50% | 1.51% |
| 36 Month Share Certificate | 1.75% | 1.76% |
| 12/6 Month Share Certificate | 0.95% | 0.95% |
| IRA Share Certificates | Rate | APY ¹ |
|---|
| 12/6 Month IRA Share Certificate | 0.95% | 0.95% |
| 12 Month IRA Share Certificate | 1.05% | 1.06% |
| 24 Month IRA Share Certificate | 1.50% | 1.51% |
| 36 Month IRA Share Certificate | 1.75% | 1.76% |
*Share certificate rates are subject to change without notice. Call 800.436.8328 for more details. Early withdrawal penalty may apply. Minimum deposit is $500.
¹ Annual Percentage Yield
| Business Service Rates | Rate | APY ¹ |
|---|
| Business Savings Accounts ² | 0.25% | 0.25% |
| Business Checking Accounts ³ | 0.25% | 0.25% |
| Business Non-Profit Checking Accounts ³ | 0.25% | 0.25% |
¹ Annual Percentage Yield
² Minimum balance to earn dividends on above is $5.
³ Minimum balance to earn dividends on above is $2500.
| New and Used Vehicle Loans | Up to 60 months | 3.00% |
| New Vehicle, Boat, Motorcycle, Travel Trailer and Motor Home.
| Up to 72 months | 4.50% |
| New Boat, Travel Trailer and Motor Home | 84 months
120 months | 6.50%
7.50% |
| Used Vehicle*** | 72 months | 4.50% |
| Used Boat, Travel Trailer and Motor Home*** | 84 months
120 months | 7.50%
8.50% |
| ATV, Equipment and Computer | Up to 36 months
48 to 60 months | 6.74%
7.74% |
| Signature Loans (unsecured) | 12 to 48 months | 9.50% |
*Your interest rate is determined by your credit history and the length of the loan.
**Other terms may be available. Term of loan determined by loan underwriting guidelines.
***5 years old or less. Call for terms and rates on older models.
| Line of Credit Loan Rates | | APR |
|---|
| Line of Credit
(overdraft line of credit) | | 9.00% |
| Share Certificate Secured | | 3.00% above share certificate rate |
| Mortgage Loan Rates | Term | APR as low as* |
|---|
| Home Equity LOC (up to 80% LTV) | 10 Year | 5.50% |
| Home Equity LOC (up to 80% LTV) | 15 Year** | 6.00% |
| Home Equity - Rates change daily. Call 800.436.8328 x510 or x502 |
| Unimproved Property (up to 80% LTV) | 10 Year | 5.50% |
| Unimproved Property (up to 80% LTV) | 15 Year** | 6.50% |
| Mobile Homes Permanently Affixed to Land - Rates change daily. Call 800.436.8328 x502 or x510 |
| Mortgages - Rates change daily. Call 800.436.8328 x502 or x510 |
*Your interest is determined by your credit history and the length of the loan.
**15 year term available only on loans greater than $15,000.
