Phone: 225.387.5646
Business Checking
You've got a lot on your mind when you're running a business. Your checking account shouldn't be one of them.
With Business Checking, you can earn interest on unused funds, which will certainly help the company's bottom line, and as long as your balance stays over $1,000, you won't pay a monthly fee! Now that's good business!
- Summary
Take advantage of all the great benefits that come with a Business Checking Account:
- No minimum balance
- Dividends earned on balances over $2,500
- $8 monthly fee waived on balances over $1,000
- 25 checks deposited free; $.05 each thereafter
- No charge per written check
- Free Visa Debit Card
- Overdraft line of credit (with approved credit)
- Free Online Banking
- Free e-Statements
- Free Electronic Check Recovery Service (ECR)**
- NCUA insured
Call us or stop by any branch to get your Business Checking account opened today!
**See "Additional Services" tab.
- Additional Services
We also offer additional business services:
- Small business educational resources
- Safe deposit boxes at Denham Springs Financial Resource Center only
- Online tax service (EFTPS)
- Helpful Business Links
ELECTRONIC CHECK RECOVERY SERVICE (ECR)
A free ECR service is available through Infinity Business Group (IBG/FARS). They provide payment solutions which include a check recovery service utilizing ECR through the Automated Clearing House (ACH) Network. They also offer traditional recovery methods utilizing letter writing and telephone contact directly with the check writer. For a welcome kit, decals, or questions call 877.546.2678 or visit www.IBGfars.com.
- Opening Your Account
What You Need to Open Your Business Account
Sole Proprietorship
- Trade Certificate from the Secretary of State's Office (original)
- Employer Identification Number or Social Security Number
- Proper identification for all authorized signers including SSN, DOB, and copy of driver's license or other approved identification
Partnership
- Partnership Agreement
- Partnership's TIN
- Partnership Registry from the Secretary of State's office (stamped original)
- Proper identification for all authorized signers including SSN, DOB, and copy of driver's license or other approved identification
Limited Partnership
- Limited Partnership Agreement
- Partnership Registry from the Secretary of State's office (stamped original)
- Partnership's TIN
- Proper identification for all authorized signers including SSN, DOB, and copy of driver's license or other approved identification
Limited Liability Partnership
- Limited Liability Partnership Agreement
- Certificate of Limited Partnership issued by the Secretary of State's office (stamped original)
- Partnership's TIN
- Proper identification for all authorized signers including SSN, DOB, and copy of driver's license or other approved identification
Corporation
- Certificate of Incorporation from Secretary of State's office
- Articles of Incorporation
- Certificate of Authority (only if the corporation is located outside of Louisiana)
- Corporation's TIN
- Copy of meeting minutes that designate the most recent officers of the corporation
- Proper identification for all authorized signers including SSN, DOB, and copy of driver's license or other approved identification
Limited Liability Company
- Articles of Organization and Initial Report from Secretary of State's office (stamped original)
- Limited Liability Operating Agreement (if available)
- Certificate of Limited Liability Company issued by the Secretary of State's office (stamped original)
- Limited Liability Company's TIN
- Proper identification for all authorized signers including SSN, DOB, and copy of driver's license or other approved identification
Non-Profit or Unincorporated Association
- Copy of By-laws, charter or Letter of Purpose
- Meeting minutes authorizing account opening and authorized signers
- TIN and/or form 501(c)3
- Proper identification for all authorized signers including SSN, DOB, and copy of driver's license or other approved identification
